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Frequently Asked Questions – FAQ

Which procedures can I finance?

We offer financing for cosmetic surgery, dermatology, orthodontics, vision correction, hair restoration, fertility, gastric bypass surgery, general surgery and other medical procedures.

How much can I borrow?

Loan amounts range from $1,000 to $35,000.

What if I have bad credit?

Even if you have bad credit or you have been turned down for credit recently, we may have financing options available for you.

What financing terms are available?

We offer financing for 36 month or 60 month terms.

Do I have to make a down payment?

No down payments are required.

Can I prepay my account?

Yes, you can prepay your account at any time without any additional fees.

How much will my monthly payment be?

To estimate your monthly payments, use our payment calculator.

How do I select my doctor?

We can help you locate a doctor from our provider network that will accept financing for the procedure you are considering. You can also have your doctor contact us to arrange financing through their office. To find a doctor in your area click here.


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All loans are made by Cross River Bank, a New Jersey State Chartered Bank. Member FDIC.

Loan amounts range from $1,000 to $35,000. No loans are offered in Connecticut, New York, New Hampshire, West Virginia and Vermont.
An origination fee of 8% is included in the principal loan amount. The Annual Percentage Rate (APR) is the cost of
credit as a yearly rate. The APR offered to you will depend on such factors as your credit score, application
information, loan amount, loan term, and credit history.

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