Frequently Asked Questions – FAQ

Which procedures can I finance?

We offer financing for cosmetic surgery, dermatology, orthodontics, vision correction, hair restoration, fertility, urology, gastric bypass surgery, general surgery and other medical procedures.

How much can I borrow?

Loan amounts range from $1,000 to $25,000.

What if I have bad credit?

Even if you have bad credit or you have been turned down for credit recently, we can help you get financed through your doctor's office for your medical procedure. 

What financing terms are available?

Financing terms range from 12 months to 48 months. 

Do I have to make a down payment?

No down payments are required . 

Can I prepay my account?

Yes, you can prepay your account at any time without any additional fees.

How much will my monthly payment be?

To estimate your monthly payments, use our payment calculator.*
*This calculator does not calculate CosmetiCredit programs

How do I select my doctor?

We can help you locate a doctor from our provider network that will accept financing for the procedure you are considering. You can also have your doctor contact us to arrange financing through their office. To find a doctor in your area click here.